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Financial Stability

Helping move individuals towards financial independence.

Many working individuals do not earn enough money to meet their basic needs. Wages have not kept pace with the rising cost of housing, healthcare, and education and many are working in low-paying jobs without basic health and retirement benefits. For families walking a financial tightrope, unable to save for college, a home, or retirement, United Way is here to help.


Free Tax Prep

United Way Financial Stability Initiative

United Way, in partnership with The Mohawk Valley Asset Building Coalition, is dedicated to helping low-income individuals and families in Oneida and Herkimer Counties become financially self-sufficient by offering free tax preparation services, financial empowerment workshops, and a host of other services.

Having a personal safety net is important and by helping families save money, United Way and partners are offering solutions that move people towards financial independence and a better quality of life.

The Free Tax Preparation program offers free tax help to people who generally make $54,000 or less. IRS-certified volunteers provide free basic income tax return preparation with electronic filing for tax payers from eligible households. Individuals in households who generally make $66,000 or less can file their returns for themselves online at MyFreeTaxes provides self-paced, step-by-step guidance to file tax returns online with assistance from IRS certified tax volunteers via hotline or online chat. Learn more about Free Tax Prep and MyFreeTaxes.

Click here to see a listing of all United Way funded programs through Community Impact grants.

2016-2018 Financial Stability Community Impact

STRATEGY: Promote Financial Self-Sufficiency for Individuals and Families

Individuals and families challenged with low to moderate income face challenges to becoming financially self-sufficient.

▶ Result: 1,524 low-to-moderate income individuals and families received free tax preparation services with federal/state, earned income tax credits and child tax credits for a total of $3 million+ brought back into the community.

▶ Result: 79 elderly adults are assisted with financial stability and fraud protection.

STRATEGY: Education and Workforce Transition Opportunities for at-risk Youth and Young Adults

Youth who are assisted with basic needs, residential stability and education skills are more likely to finish their education and thrive throughout life.

▶ Result: 46 runaway and homeless girls, young men with behavioral issues and disabled individuals received assistance with high school graduation, high school equivalency, and transitional services into the workforce and/or college.

▶ Result: 1,235 low-income young adults enrolled in post-secondary education and/or developed career action plans.

STRATEGY: Reduce Poverty Rates

Youth and adults who have employment with self-sustaining wages are more likely to experience economic mobility.

▶ Result: 286 individuals, considered “unemployable,” were trained with skills and developed action plans to obtain job placement.

▶ Result: 172 parents received free licensed childcare while they obtained employment, job training, and/or high school equivalency.


Questions about our financial stability work or Free Tax Prep initiative? Email Betty Joan Beaudry, Director of Community Impact & 2-1-1 Mid-York, or call 315-733-4691, ext. 225.